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房屋贷款比较诊断服务「Mogecheck」开始每月发布房屋贷款用户报告

尚無 AI 分析資料。

常見問題

Q: What is Mogecheck?
A: Mogecheck is a free online mortgage comparison and diagnosis service in Japan that helps users find the optimal home loan based on their individual circumstances.
Q: What is the new 'Mortgage User Report'?
A: It is a monthly report published by Mogecheck that analyzes user data to provide insights into trends for new mortgages and refinancing in Japan.
Q: What is a key trend for new mortgages according to the report?
A: The national average desired loan amount has increased to ¥50.96 million, and the use of loans longer than 35 years has nearly doubled to 30.6% due to rising real estate prices.
Q: What are the typical savings from refinancing a mortgage?
A: The report indicates that the average savings from refinancing, after deducting expenses, is stable at around ¥1.75 million to ¥2.0 million.
Q: How does the Tokyo mortgage market compare to the national average?
A: In Tokyo, the average desired loan amount is around ¥75 million, and the average household income is ¥11.89 million, which is approximately 1.3 times the national average.