大阪厚生信用金库于网络分行「大阪ときめき支店」推出手机专属定期存款「ときめき定期存款」利率优惠活动
尚無 AI 分析資料。
常見問題
- Q: What is the interest rate campaign for the 'Tokimeki Fixed Deposit'?
- A: The campaign offers an annual interest rate of 1.300% for a 1-year term (1.035% after tax) and 1.350% for a 3-year term (1.075% after tax).
- Q: Who is eligible to apply for the 'Tokimeki Fixed Deposit' campaign?
- A: The campaign is for individuals aged 18 and over who are Japanese nationals residing in the Kinki region (Osaka, Hyogo, Kyoto, Shiga, Nara, Wakayama prefectures) and who open a passbook-less account via the 'Osaka Kosei Shinkin Bank App.' It is limited to new customers of the Osaka Tokimeki Branch.
- Q: What is the application period for this campaign?
- A: The application period is from Wednesday, April 1, 2026, to Tuesday, June 30, 2026.
- Q: How can I apply for the 'Tokimeki Fixed Deposit'?
- A: You can apply through the 'Osaka Kosei Shinkin Bank App.' No branch visit is required. You will need to install the app and contract for a passbook-less account.
- Q: Is this product available at physical branches?
- A: No, this fixed deposit is exclusively handled via smartphone through the 'Osaka Tokimeki Branch' and cannot be handled at physical counters.
- Q: What is the minimum and maximum deposit amount?
- A: The minimum deposit is 100,000 yen, and the maximum is 10,000,000 yen per person. The total limit per person is up to 30,000,000 yen.
- Q: What happens if I need to withdraw the money before the term ends?
- A: Early withdrawal is generally not permitted. In unavoidable circumstances, the early withdrawal interest rate will apply.
- Q: Is my deposit protected?
- A: Yes, this fixed deposit is covered by the deposit insurance system, protecting principal and interest up to 10 million yen per depositor.
- Q: 请问「ときめき定期存款」的利率优惠活动是什么？
- A: 该活动提供1年期存款年利率1.300%（税后1.035%），3年期存款年利率1.350%（税后1.075%）。
- Q: 谁可以申请「ときめき定期存款」的优惠活动？
- A: 此活动适用于居住于近畿地区（大阪、兵库、京都、滋贺、奈良、和歌山县）且具备日本国籍，年满18岁以上，并通过「大阪厚生信用金库App」开立无存折帐户的新客户。仅限大阪ときめき支店的新申请者。
- Q: 这次活动的申请期间是到什么时候？
- A: 申请期间为2026年4月1日（星期三）至2026年6月30日（星期二）。
- Q: 如何申请「ときめき定期存款」？
- A: 您可以通过「大阪厚生信用金库App」进行申请，无需临柜办理。您需要安装该App并签订无存折帐户合约。
- Q: 这个产品可以在实体分行办理吗？
- A: 不行，此定期存款仅限通过「大阪ときめき支店」的手机App办理，柜台恕不提供此服务。
- Q: 最低和最高存款金额是多少？
- A: 最低存款金额为10万日圆，最高为1,000万日圆。每人最多可存入3,000万日圆。
- Q: 如果需要在到期前提取存款怎么办？
- A: 原则上不得提前解约。若有万不得已之情况，将适用中途解约利率。
- Q: 我的存款有保障吗？
- A: 是的，此定期存款适用存款保险制度，每人最高可获本金1,000万日圆及利息的保障。