What is "Sunny Garden Prime"?

"Sunny Garden Prime" is a new single premium whole life insurance product launched by MetLife Japan. It is a renewal of the "Sunny Garden EX" product, offering lifelong coverage and the potential for investment returns.

When will "Sunny Garden Prime" be available?

Sales through financial institution agency channels will commence on April 1st. Sales through MetLife Japan's direct sales channel and insurance agency channels are scheduled to begin on July 1st.

What are the key new features of "Sunny Garden Prime"?

Key new features include the addition of a JPY-denominated plan, selectable interest guarantee periods, three courses for utilizing investment returns (Regular Payout, Optional Withdrawal, Accumulated Value Increase), and flexibility in choosing beneficiaries for regular payouts.

What is the difference between the JPY-denominated and USD-denominated plans?

The JPY-denominated plan allows for asset management in Japanese Yen without currency risk, which can be beneficial in an era of rising prices. The USD-denominated plan offers investment in US Dollars.

What are the options for the interest guarantee period?

For the 'Interest Revision Type,' USD plans offer 10 or 20 years, and JPY plans offer 5 or 10 years. For the 'No Interest Revision Type,' the guarantee period is lifelong.

What are the three courses for utilizing investment returns?

The three courses are: 'Regular Payout Course' (receive returns periodically), 'Optional Withdrawal Course' (receive returns at chosen times), and 'Accumulated Value Increase Course' (only for Interest Revision Type, continue investing for compound interest).

Can I choose who receives the regular payouts?

Yes, in the Regular Payout Course, you can select the beneficiary from the policyholder, spouse, or others within a scope defined by MetLife Japan. This can be changed annually and can be used for purposes like lifetime gifts.

AI News NQ Analysis

美商萬通人壽推出單筆繳費終身壽險「Sunny Garden Prime」

NQ 評分 64/100

AI 摘要（NQ 加工版）

美商萬通人壽將於4月1日推出單筆繳費終身壽險「Sunny Garden Prime」。

尚無 AI 分析資料。

常見問題

Q: What is "Sunny Garden Prime"?: A: "Sunny Garden Prime" is a new single premium whole life insurance product launched by MetLife Japan. It is a renewal of the "Sunny Garden EX" product, offering lifelong coverage and the potential for investment returns.
Q: When will "Sunny Garden Prime" be available?: A: Sales through financial institution agency channels will commence on April 1st. Sales through MetLife Japan's direct sales channel and insurance agency channels are scheduled to begin on July 1st.
Q: What are the key new features of "Sunny Garden Prime"?: A: Key new features include the addition of a JPY-denominated plan, selectable interest guarantee periods, three courses for utilizing investment returns (Regular Payout, Optional Withdrawal, Accumulated Value Increase), and flexibility in choosing beneficiaries for regular payouts.
Q: What is the difference between the JPY-denominated and USD-denominated plans?: A: The JPY-denominated plan allows for asset management in Japanese Yen without currency risk, which can be beneficial in an era of rising prices. The USD-denominated plan offers investment in US Dollars.
Q: What are the options for the interest guarantee period?: A: For the 'Interest Revision Type,' USD plans offer 10 or 20 years, and JPY plans offer 5 or 10 years. For the 'No Interest Revision Type,' the guarantee period is lifelong.
Q: What are the three courses for utilizing investment returns?: A: The three courses are: 'Regular Payout Course' (receive returns periodically), 'Optional Withdrawal Course' (receive returns at chosen times), and 'Accumulated Value Increase Course' (only for Interest Revision Type, continue investing for compound interest).
Q: Can I choose who receives the regular payouts?: A: Yes, in the Regular Payout Course, you can select the beneficiary from the policyholder, spouse, or others within a scope defined by MetLife Japan. This can be changed annually and can be used for purposes like lifetime gifts.