YTGATE Inc. (Headquarters: Chuo-ku, Tokyo; Representative Director: Yutaro Takahashi, hereinafter "YTGATE") has begun a joint rollout of "YTGuard (YT Guard)," a payment optimization service for e-commerce businesses, in collaboration with Paygent Co., Ltd. (Headquarters: Shibuya-ku, Tokyo; Representative Director and President: Junichi Suzuki, hereinafter "Paygent"). Through this initiative, Paygent will realize a reduction in cart abandonment and a comfortable purchasing experience for consumers via "YTGuard." Overview of the Initiative YTGATE's strengths lie in its advanced analytical capabilities, improvement know-how, and collaboration experience with card companies, cultivated through consulting for improving payment approval rates and support for fraud prevention for e-commerce businesses. Meanwhile, Paygent, with its stable management foundation backed by shareholders NTT DATA and Mitsubishi UFJ NICOS, has a track record of supporting e-commerce businesses for many years with its diverse payment methods and extensive merchant network. The services provided by Paygent to merchants are positioned as part of the service lineup of "ADAPTIS (Adaptis)," a payment service brand for merchants developed by the NTT DATA Group. By leveraging the strengths of both companies, we are launching the joint rollout of "YTGuard" to solve the challenge of "opportunity loss due to cart abandonment" faced by e-commerce businesses. "YTGuard" is a payment optimization SaaS that can be implemented simply by installing a tag on an e-commerce site. It is adopted by many e-commerce businesses, leveraging its unique data analysis platform based on its track record of diagnosing the payment environments of over 200 companies (※). It prevents cart abandonment by analyzing the causes of payment errors in real-time and presenting appropriate recovery routes only to genuine users with low fraud risk. Furthermore, as cart abandonment decreases for each individual merchant, payment optimization