Mitsubishi UFJ Financial Group, Inc. (President and Group CEO: Junichi Hanzawa) and MUFG Trust and Banking Corporation (President: Hiroshi Kubota, hereinafter "MUFG Trust Bank") have jointly established the "AI Agent x Financial Transactions Subcommittee" (hereinafter the "Subcommittee") within the DID/VC Co-creation Consortium (Decentralized Identifier / Verifiable Credential Co-creation Consortium, hereinafter "DVCC"*1), hosted by MUFG Trust Bank. The Subcommittee will consider issues related to ensuring the reliability, safety, and transparency of transactions, as well as practical, legal, and governance challenges, with a view to an era where AI agents*2 can autonomously execute financial product transactions on behalf of financial institution customers (hereinafter "users"). In particular, it will focus on the appropriate delegation of authority from users to AI agents, organizing discussion points on the definition and proof of the scope of delegation, and the verifiability of transaction execution results. Furthermore, as a supporting mechanism, it will examine the potential use of Verifiable Credentials (hereinafter "VCs") and their implementation requirements, including consistency with relevant laws and regulations. 1. Background and Objectives of the Subcommittee Establishment In recent years, advancements in generative AI and AI agents have led to the implementation of agentic commerce, where AI agents not only support user decision-making but also autonomously execute transactions on behalf of users. Overseas, standardization of technologies for agency transactions by AI agents is progressing, primarily in the fields of commercial transactions (e-commerce) and payments. On the other hand, applying these to financial product transactions in Japan requires compliance with multiple legal and governance requirements, including customer protection, accountability, measures against financial crime such as AML/CFT, and interpretations under civil law regarding