Paygent Co., Ltd. (Headquarters: Shibuya-ku, Tokyo; President: Junichi Suzuki; hereinafter "Paygent") has entered into a business partnership with Commerce One Holdings Inc. (Headquarters: Chiyoda-ku, Tokyo; Representative Director: Takaharu Okamoto; TSE Growth: 4496; hereinafter "Commerce One Holdings") and its group company, TradeSafe Inc. (Headquarters: Chiyoda-ku, Tokyo; Representative Director: Takaharu Okamoto; hereinafter "TradeSafe"), concerning invoice card payments (BIPS: Business Invoice Payment Service). Background and Objectives In many business-to-business transactions, traditional bank transfers based on invoices remain the primary payment method for back-office operations. However, this business practice creates manual workload for transfer procedures when unexpected purchases or expenses arise. The financial management burden, particularly for small and medium-sized enterprises (SMEs) concerning how to efficiently allocate limited working capital, is also significant. In response to these challenges, demand is rapidly increasing for a system (BIPS) that allows buyers to easily switch to credit card payments online, regardless of whether the seller supports card payments. Furthermore, Commerce One Holdings and TradeSafe have been developing "One Credit.", a low-cost factoring service, leveraging real-time analysis of e-commerce sales and proprietary screening expertise. This service has supported the agile initiatives of e-commerce businesses by securing procurement funds for sudden orders and accelerating the monetization of accounts receivable in cross-border e-commerce. To meet the urgent needs of e-commerce businesses seeking to "digitalize payment procedures" and "improve cash flow," they will now offer "One Credit. Card Payment" utilizing Paygent's invoice card payment platform, "BizPay." Overview of "One Credit. Card Payment" This service utilizes Paygent's highly reliable invoice card payment platform, "BizPay," as its system infrastructure.