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Nomura AM Releases "Investor Insights 2025 - Survey on Defined Contribution Pensions -"

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Nomura Asset Management releases results of a survey on defined contribution pensions.

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Frequently Asked Questions

Q: What is the purpose of the "Investor Insights 2025" survey?
A: The purpose of this survey is to understand the level of understanding and intention to use defined contribution pension systems (corporate DC, individual DC (iDeCo), etc.), the selection status of investment products, the actual situation of asset management, and the needs for continuous investment education.
Q: Who were the survey targets and when was it conducted?
A: The survey targeted 8,774 individuals aged 20 to 69, and an internet survey was conducted from January 9th to 13th, 2026.
Q: How has awareness of defined contribution pension systems changed?
A: Compared to the previous 2024 survey, awareness of defined contribution pension systems has improved, and current participants have a high intention to continue using the system.
Q: What are the trends in the asset allocation ratio of investment products for DC participants and the products they wish to select in the future?
A: For all DC participants, principal-guaranteed products (deposits, insurance) accounted for about 15% of the investment product allocation ratio. Index funds such as "Global Equity Funds" were frequently mentioned as products to be selected in the future.
Q: How has satisfaction with DC systems changed?
A: Compared to the 2024 survey, satisfaction with DC systems has increased.
Q: What kind of content is in demand for investment education?
A: Many respondents indicated they "want to receive investment education in the future," with particularly high demand for information on tax benefits, basic system details, characteristics of financial products, and methods of receiving benefits.
Q: Where can I find detailed information about the survey results?
A: Detailed information on the survey methods and results can be found on the Nomura Asset Management Asset Management Research Center website (https://www.nomura-am.co.jp/amrc/). Results from past awareness surveys are also posted there.