Sumishin SBI Net Bank, Ltd. (Head Office: Minato-ku, Tokyo; President & CEO: Noriaki Maruyama; hereinafter "Sumishin SBI Net Bank", will change its trade name to "Docomo SMTB Net Bank" from August 3, 2026*) is pleased to announce that, in conjunction with revisions to the Housing Loan Corporation's system, it will expand the maximum loan amount available for pair loans under its "Flat 35" offering, in partnership with the Housing Loan Corporation, effective July 1, 2026 (Wed). With this revision, when using a pair loan, both individuals will be able to utilize a combination of "Flat 35" and the Flat Package Loan "Go Go" (hereinafter "Go Go"). This will expand the maximum loanable amount from the previous maximum of 360 million yen to a new maximum of 480 million yen. In recent years, the amount of funds required for home purchases has been on an upward trend, driven by rising housing prices and an increase in dual-income households. Sumishin SBI Net Bank is committed to improving its product offerings to enable more flexible financial planning, thereby meeting the diverse housing acquisition needs of its customers. This revision will provide new options for customers considering the purchase of high-value properties or those seeking more flexible loan structures. Revision Details Key Points of this Revision Maximum loanable amount for pair loans expanded from 360 million yen to 480 million yen. Both individuals can utilize "Flat 35" and "Go Go". Meets funding needs for high-value property purchases. Enables flexible financial planning utilizing both individuals' incomes. About "Flat 35" Pair Loans A pair loan is a system where two individuals, such as a married couple, parent and child, or partners, each enter into a separate housing loan agreement for the same property. This allows for loan structures tailored to each individual's income, and repayment periods and group credit life insurance can be set according to their respective life plans. Furthermore, combinin