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[MyBEST | Survey on Card Loans] 90% of Inexperienced Users Feel "Anxiety Towards Card Loans." Meanwhile, 30% of Experienced Users' Image "Changed Positively After Use." An Image Gap Exists Between Inexperienced and Experienced Users.

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MyBEST, which operates a product comparison service, conducted a survey targeting 300 inexperienced and 298 experienced individuals (men and women aged 20-60) regarding their perceptions, anxieties, and understanding of card loans. The survey revealed that approximately 90% of inexperienced individuals harbor anxiety or resistance towards card loans, with many unaware of even the upper interest rates. Conversely, about 30% of experienced users reported that their perception of card loans changed positively after actual use, indicating a significant image gap.

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