au Payment Co., Ltd. and au Financial Service Corporation will merge on July 1, 2026, and begin operations as the new au Financial Service. On the same day, they will launch "au PAY Card Instant Issuance" through the au PAY app, allowing applications to be completed and cards to be used in as little as a few minutes. This service will enable customers to smoothly complete the entire process from application to usage of the au PAY Card within the au PAY app. Without waiting for the card to arrive, customers can use it for charging their au PAY balance, online shopping, and more, in as little as a few minutes. Additionally, to commemorate the service launch, a campaign will be held offering up to 22,000 Ponta Points to new au PAY Card members who meet specified conditions. ■New Service: "au PAY Card Instant Issuance" on the au PAY App Starting at 10:00 AM on July 1, 2026, au PAY Card applications will be available through the au PAY app. Instant screening will be conducted in as little as a few minutes, allowing immediate use for charging the au PAY balance without waiting for the card to arrive. *If you do not select or are not authenticated after selecting the payment account registration for identity verification, instant screening may not be possible depending on the application details. Furthermore, the application acceptance hours for instant issuance are from 9:30 AM to 9:30 PM. Applications submitted between 9:30 PM and 9:30 AM the following day will be processed the next day. ■Regarding "Exclusive to Instant Issuance Applications via au PAY App" - Total Up to 22,000 Ponta Points for New au PAY Card Members & Condition Completion! 1. Benefit Overview Benefit Eligible individuals who newly join the "au PAY Card" or "au PAY Gold Card" via the "au PAY App" and use auto-charge to their au PAY balance will receive a total of up to 22,000 Ponta Points, combining the new membership & usage benefit and the au PAY App instant issuance benefit. 1. New Membership & Usage