Will housing loan interest rates continue to rise?

It depends on monetary policy and economic conditions, but they are currently trending upward and may fluctuate in the future. Staying updated is crucial.

I'm undecided between fixed and variable rate mortgages.

It's best to consult with a specialist based on your household income, expenses, and future plans. Understand the pros and cons of both.

How should I determine my housing purchase budget?

It's important to set a repayment amount that is comfortable, considering not only the loanable amount but also future education and retirement funds.

Is consultation with GOEN Inc. free?

Yes, housing budget diagnostics reflecting the latest rates and housing loan consultations are offered free of charge.

Can I consult even if I'm outside Oita Prefecture?

Yes, 'Ouchino Kaikata Soudanshitsu' operates nationwide. You can consult at a nearby branch or online.

Flat 35 Hits First 3% Bracket, Major Banks' Fixed Rates Rise for 11th Consecutive Month

Key facts

Flat 35 Hits First 3% Bracket, Major Banks' Fixed Rates Rise for 11th Consecutive Month
In response to rising housing loan interest rates, GOEN Inc. is strengthening its housing budget diagnostics and loan consultations for prospective homebuyers. Major banks' fixed rates have increased for the 11th consecutive month, and Flat 35 has reached its first 3% bracket.
Source: PR TIMES
Date: Wed Jun 10 2026 02:56:06 GMT+0900 (Japan Standard Time)

Direct answer

In response to rising housing loan interest rates, GOEN Inc. is strengthening its housing budget diagnostics and loan consultations for prospective homebuyers. Major banks' fixed rates have increased for the 11th consecutive month, and Flat 35 has reached its first 3% bracket.

Citation: Flat 35 Hits First 3% Bracket, Major Banks' Fixed Rates Rise for 11th Consecutive Month (Wed Jun 10 2026 02:56:06 GMT+0900 (Japan Standard Time)), PR TIMES
Source: PR TIMES
Date: Wed Jun 10 2026 02:56:06 GMT+0900 (Japan Standard Time)

AI Summary (NQ-processed)

In response to rising housing loan interest rates, GOEN Inc. is strengthening its housing budget diagnostics and loan consultations for prospective homebuyers. Major banks' fixed rates have increased for the 11th consecutive month, and Flat 35 has reached its first 3% bracket.

AI Analysis

Frequently Asked Questions

Q: Will housing loan interest rates continue to rise?: A: It depends on monetary policy and economic conditions, but they are currently trending upward and may fluctuate in the future. Staying updated is crucial.
Q: I'm undecided between fixed and variable rate mortgages.: A: It's best to consult with a specialist based on your household income, expenses, and future plans. Understand the pros and cons of both.
Q: How should I determine my housing purchase budget?: A: It's important to set a repayment amount that is comfortable, considering not only the loanable amount but also future education and retirement funds.
Q: Is consultation with GOEN Inc. free?: A: Yes, housing budget diagnostics reflecting the latest rates and housing loan consultations are offered free of charge.
Q: Can I consult even if I'm outside Oita Prefecture?: A: Yes, 'Ouchino Kaikata Soudanshitsu' operates nationwide. You can consult at a nearby branch or online.