Fivot Inc. (Headquarters: Minato-ku, Tokyo; President and CEO: Shogo Abe; hereinafter "Fivot") has provided a ¥120 million loan to HAKKI GROUP Inc. (Headquarters: Minato-ku, Tokyo; President and CEO: Ryoji Kobayashi; hereinafter "HAKKI GROUP") through "RFC Venture Debt Fund 1 Investment Limited Partnership" (hereinafter "the Fund"), a venture debt fund jointly established with The Resona Bank, Limited. *An interview case study of this loan is available on the official Flex Capital website. URL: https://flex-capital.jp/case/hakki-group/ ■ Overview of the Borrowing Company and Background of the Loan HAKKI GROUP aims to achieve financial inclusion in emerging countries with its mission, "To increase people who increase possibilities." They provide financial solutions through unique credit scoring. Globally, there are 1.8 billion people, primarily in emerging countries, with limited access to finance. HAKKI GROUP provides financing such as used car auto loans and new car leases to segments that have difficulty obtaining credit from traditional financial institutions, by utilizing its unique credit scoring that leverages alternative data such as mobile money and ride-sharing data. They support vehicle ownership and economic independence for ride-sharing drivers in Kenya, South Africa, India, and Thailand. The Fund decided to provide this loan after highly evaluating the company's business model, which offers scalable solutions through its unique credit scoring technology and strategic partnerships with global ride-sharing operators like Uber and Bolt, and considering the significant impact of the social issue of financial inclusion that it aims to solve. ■ About RFC Venture Debt Fund 1 The Fund was established in November 2025 by Fivot and Resona Bank with the aim of expanding growth funding support for domestic startups from seed to middle stages (total fund amount: ¥3.1 billion). Loan disbursements began in January of this year, and the cumulative loan disbursement amo