Osaka Kosei Shinkin Bank (Financial Institution Code: 1633) will implement an interest rate campaign for its app-exclusive fixed deposit "Tokimeki Teiki Yokin" at its smartphone app-exclusive internet branch, "Osaka Tokimeki Branch," starting Wednesday, July 1, 2026. The "Osaka Tokimeki Branch," which opened on November 10, 2025, is now launching an interest rate campaign for the fixed deposit "Tokimeki Teiki Yokin," exclusively for new customers. This offer features preferential interest rates higher than those at regular branch counters, and applications can be made through the "Osaka Kosei Shinkin Bank App" without the need to visit a branch. Campaign Overview [Product Name] Tokimeki Teiki Yokin (Osaka Tokimeki Branch App-Exclusive Fixed Deposit) [Application Period] Wednesday, July 1, 2026 - Wednesday, September 30, 2026 [Total Amount to be Raised] 5 billion yen *Interest rates may be changed or applications may be suspended during the application period due to changes in interest rate conditions. [Applicable Interest Rate (Annual)] ▶ 1-year term: 1.300% (1.035% after tax) ▶ 3-year term: 1.350% (1.075% after tax) *Rates shown are as of April 1, 2026. [Deposit Amount] 100,000 yen or more, up to 10 million yen (up to 30 million yen per person) [Eligibility for Deposit] Individuals aged 18 or over, who use a passbookless account with the Osaka Kosei Shinkin Bank App, and are the sole account holder. [Eligible Applicants] ・Individuals aged 18 or over, who are the sole account holder. ・Individuals with Japanese nationality. ・Those who do not have an account with Osaka Kosei Shinkin Bank. ・Residents of Osaka Prefecture, Kyoto Prefecture, Hyogo Prefecture, Nara Prefecture, Shiga Prefecture, or Wakayama Prefecture only. How to Open an Account via the App To apply for this fixed deposit, you need to download the "Osaka Kosei Shinkin Bank App." With no need to visit a branch and simple operation, you can complete everything from account opening to creating a fixed deposit