What is the promotional interest rate for the Tokimeki Time Deposit?

The interest rate is 1.300% per annum for a 1-year term and 1.350% per annum for a 3-year term (both before tax).

Can anyone apply for this time deposit?

Only individuals aged 18 or older with Japanese nationality residing in the two prefectures and four counties of Kinki region, who open a new passbook-less account via the app, are eligible.

Can I make a time deposit at the branch counter?

No, this time deposit is available exclusively through the smartphone app and cannot be handled at branch counters.

AI News NQ Analysis

Osaka Kosei Shinkin Bank Launches Interest Rate Campaign for Smartphone-Exclusive "Tokimeki Time Deposit" at Internet Branch "Osaka Tokimeki Branch"

NQ Score 84/100

N1 Content Completeness 95

AI Summary (NQ-processed)

Osaka Kosei Shinkin Bank will run an interest rate campaign for the app-exclusive 'Tokimeki Time Deposit' from April to June 2026, offering up to 1.350% interest for Kinki region residents.

AI Analysis

Frequently Asked Questions

Q: What is the promotional interest rate for the Tokimeki Time Deposit?: A: The interest rate is 1.300% per annum for a 1-year term and 1.350% per annum for a 3-year term (both before tax).
Q: Can anyone apply for this time deposit?: A: Only individuals aged 18 or older with Japanese nationality residing in the two prefectures and four counties of Kinki region, who open a new passbook-less account via the app, are eligible.
Q: Can I make a time deposit at the branch counter?: A: No, this time deposit is available exclusively through the smartphone app and cannot be handled at branch counters.