Realtor: Mortgage Collection Amounts Rise as Grace Periods for Youth Loans End

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Taiwan Realty indicates that as the grace periods for the 'New Youth An-Shin' preferential mortgage program successively expire, mortgage collection amounts are significantly increasing. According to data from the Real Estate Information Platform, as of Q3 2025, the nationwide residential mortgage collection amount reached NT$6.776 billion, a 29.3% year-on-year increase. Experts analyze that this phenomenon primarily reflects the difficulties faced by some highly leveraged and financially tighter homebuyers from the recent property boom, who are now grappling with interest rates and repayment pressures. Among cities, Taipei has the highest total collection amount, while Taichung and Taoyuan show the most significant annual growth, signaling emerging market risks in rapidly developing areas.

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