A survey by Taiwan Life and National Chengchi University reveals that about 10% of Taiwanese participate in the Taiwan Individual Savings Account (TISA) mechanism, with 64.4% of them investing less than NT$5,000 monthly. Non-participants expect TISA 2.0 to offer tax incentives and include stocks or ETFs to increase their willingness to join. The survey also shows that over 70% of non-retirees wish to retire before 65, but they only save an average of NT$12,963 per month for retirement. Self-investment has become the primary source of retirement funds, reaching a 7-year high of 72.8%, with ETFs being particularly popular among Gen Z.