Central News (CNA Taipei, July 1) Global high housing prices, soaring living costs, and rapid geopolitical changes are forcing a paradigm shift in Gen Z's financial concepts. "Buying stocks instead of homes" and actively seeking passive income have become the new investment trends. Global Central magazine's July issue cover story, "Gen Z's Financial Winners," explores how digital natives are reclaiming financial autonomy through AI financial management, digital platforms, and social media information. Gen Z refers to people born between 1997 and 2012, who grew up with smartphones and social media. Due to high housing prices, heavy student debt, and living expenses, American Gen Z is abandoning the traditional American dream and embracing the AI-led U.S. stock market, which has reached historic highs. In Taiwan, young people are fleeing mortgage-laden lives and turning to low-threshold odd-lot trading and Exchange Traded Funds (ETFs). The number of stock accounts opened by Taiwanese under 30 has surged by over 60% in five years. Through online brokerage apps and customized information, they are actively building their first nest egg in the stock market. Korean youth, anxious about employment, are even using student loans or large loans for leveraged operations like "credit financing" to invest in local conglomerates such as Samsung Electronics, hoping to turn their lives around with a surge in the Korean stock market. However, this has also drawn government attention to financial regulation concerning youth falling into debt traps and risk management. Gen Z in the Middle East and Europe exhibit different investment logic. In the Middle East, influenced by geopolitical conflicts, there's an investment craze for "oil dividends." Gen Z uses social media and real-time monitoring tools to compress intelligence cycles, actively arbitrage through contrarian strategies, and allocate dividends to AI and new energy industries. Facing a crisis of shrinking social welfare, Europ