MOHW to Promote At-Home Chemotherapy in Second Half of Year, Discusses Insurance Payouts with FSC
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On June 10, Minister of Health and Welfare Shih Chung-liang announced a plan to promote at-home chemotherapy services for all cancer types in the second half of the year. The plan allows cancer patients to switch to home-based treatment after their initial hospital chemotherapy and a doctor's evaluation, aiming to reduce hospital-acquired infections, increase convenience, and alleviate pressure on hospital beds. Concurrently, the MOHW is actively communicating with the Financial Supervisory Commission (FSC) to adapt current commercial medical insurance policies, which require hospitalization for claims, to the new medical model, creating a win-win-win situation for patients, hospitals, and insurers.
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Frequently Asked Questions
- Q: 衛福部計畫推出什麼新的癌症治療方案？
- A: 衛福部計畫將癌症化療從醫院擴展至居家進行，適用於所有癌別。首次化療需在醫院，後續經醫師評估後，患者可選擇在家完成治療。
- Q: 在家化療政策預計何時上路？
- A: 衛福部規劃在家化療政策於今年（2026年）下半年正式上路。
- Q: 推動在家化療的主要原因是什麼？
- A: 主要目的是為了讓治療更方便、減少家屬照顧負荷、避免免疫力低的癌症患者在醫院內受到感染，並提升病床的利用效率。
- Q: 目前推動在家醫療模式遇到什麼主要障礙？
- A: 主要的障礙是部分醫療商業保險的理賠條款，這些保單限制某些治療必須住院才能獲得給付，導致患者因考量保險問題而對新的居家治療模式卻步。
- Q: 衛福部如何應對保險理賠的問題？
- A: 衛福部長石崇良正積極與金管會主委彭金隆溝通，希望說服保險業者調整保單給付方式，使其能跟上新的醫療趨勢，讓保戶在接受居家治療時也能獲得理賠。