Cacco Inc. (Headquarters: Minato-ku, Tokyo; President and CEO: Hiroyuki Iwai; Stock Code: 4166; hereinafter referred to as Cacco), which supports the security of online transactions with AI and proprietary algorithms, has conducted the "Credit Card Fraud Survey 2026" to clarify the damage situation of credit card fraud and changes in consumer awareness. We are pleased to announce the results. Survey Highlights 1. [Timing] Peak of damages concentrated in spring and summer. April-September accounts for over 40% (44.6%) of the total. The period when victims experienced fraud was most frequently "April-June (23.8%)", followed by "July-September (20.8%)", with over 40% of damages concentrated in the spring and summer months. 2. [Situation] Approximately 1 in 4 people were victims due to "rush during sales". The situation at the time of the incident was most commonly "rushed during a sale" at 23.5% (approximately 1 in 4 people), followed by "was waiting for contact from that online shopping site (10.3%)". 3. [Compensation Rate] Compensation rate for damages decreased by 16 points year-on-year. The response "was compensated" for the amount of damage was only 69.8%, a serious situation with a decrease of 16 points compared to the 2025 survey. In cases of low-value transactions, the compensation period (60 days) may expire without the victim noticing for a long time. 4. [Response to Compensation] "Left unaddressed due to unknown application method" was highest among those in their 20s at 31.0%, with younger demographics dominating. The proportion of people who "left it unaddressed because they didn't know the application method" was highest among those in their 20s (31.3%) and 30s (28.8%). Some credit card companies require analog methods such as phone calls for procedures, which can be a psychological barrier for young people who are accustomed to digital and prioritize efficiency and ease. 5. "EMV 3-D Secure (Authentication)" (hereinafter referred to as EMV3DS) adoption ra