UPSIDER Capital Inc. (Headquarters: Minato-ku, Tokyo; Representative Director: Naoki Ishigami; hereinafter "UPSIDER Capital") is pleased to announce the launch of its online lending service, "UPSIDER Cash Boost." This new service offers instant loanable amounts based on UPSIDER Capital's proprietary AI credit model, targeting companies that use the corporate card "UPSIDER."*1 "UPSIDER Cash Boost" allows users to check their loanable amount immediately after logging in, and the entire process from application to contract can be completed online.*2 By focusing on a company's future growth potential rather than relying on collateral or guarantees, the service provides an environment where growing companies can swiftly access funds for expansion. Background of the Launch of "UPSIDER Cash Boost" Small and medium-sized enterprises (SMEs), which account for 99.7% of Japanese companies, support 70% of employment and form the backbone of regional economies.*3 Amidst growing momentum for wage increases and capital investment, the ability for growth-oriented companies to flexibly procure funds is a critical management challenge. However, even as the lending environment changes, the traditional credit assessment framework, based on past financial performance and collateral, has remained largely unchanged. Mechanisms to appropriately evaluate the future business value of rapidly growing companies and deliver funds at the necessary timing are still insufficient. Through its growth-stage debt fund "UPSIDER BLUE DREAM Fund," UPSIDER Capital has provided large-scale and rapid financial support to startups using its proprietary AI cash flow forecasting model. "UPSIDER Cash Boost" is a new financial service that follows this initiative, leveraging transaction data from the corporate card "UPSIDER" and its proprietary AI credit model to offer highly immediate online lending to growing companies. Features of "UPSIDER Cash Boost" Instant Display of Loanable Amount Check your loanable amo