Univearth Co., Ltd. LIFTI bank Co., Ltd. (Headquarters: Fukushima-ku, Osaka; Representative Director: Takashi Inoue; hereinafter referred to as LIFTI bank), a group company of Univearth Co., Ltd. that supports revenue improvement in the transportation industry through data visualization and consulting, will launch its factoring service "LIFTI cash" on June 30. Furthermore, preferential fee rates for "LIFTI cash" will be offered to businesses utilizing services provided by the Univearth group. This will enable early funding at fees comparable to interest rates from financial institutions for those using the preferential plan. ■ Background The transportation industry is characterized by a low profit margin structure, burdened by heavy fixed costs such as fuel, labor, and vehicle-related expenses. Many businesses lack sufficient working capital for daily operations, and it is difficult for them to obtain adequate credit lines from financial institutions, which prioritize financial stability, at the times they need it. Additionally, the transportation industry faces sudden, large expenditures for vehicle purchases or repairs, and tax payments. These costs are crucial for business continuity and cannot be postponed. However, borrowing from financial institutions takes time for screening and execution, making it difficult to respond swiftly to urgent funding needs. Traditional loans have not adequately met the on-site demand from the transportation industry for immediate lump-sum funding. LIFTI bank is offering its factoring service to respond quickly to these unique funding challenges in the transportation industry by leveraging owned accounts receivable. We aim to create an environment where businesses can secure necessary funds when needed, through a method different from borrowing, thereby supporting the stable management of the transportation industry. Furthermore, by setting low fee rates, as low as 5%, for businesses using services within the Univearth group, Unive