SMBC Trust Bank Ltd. (hereinafter "SMBC Trust Bank") will launch the "Yen-Only! US Dollar/Australian Dollar Time Deposit Special Interest Rate Summer Campaign" starting Wednesday, July 1, 2026. Under this campaign, by directly depositing yen funds into US dollar or Australian dollar time deposits, special interest rates will be applied according to the deposit amount and period. Against the backdrop of recent changes in interest rate and exchange rate environments, interest in foreign currency assets is growing, and we will provide an opportunity for more customers to consider foreign currency investments. ■ "Yen-Only! US Dollar/Australian Dollar Time Deposit Summer Campaign" Overview This campaign is for customers who have an account with SMBC Trust Bank. It applies special interest rates according to the deposit amount and period when depositing yen into US dollar or Australian dollar time deposits (deposit periods of 3 or 6 months). Special interest rates of up to 5.0% per annum for US dollars and up to 7.5% per annum for Australian dollars (all before tax) can be utilized until the first maturity date. *The minimum transaction amount is 3 million yen. ■ Special Interest Rates (Before Tax, Annual Rate) *Special interest rates apply until the first maturity date. ■ Campaign Features Leverage the Appeal of Foreign Currencies with Special Interest Rates With settings of 3 or 6 months, customers can consider depositing into foreign currency time deposits according to their needs. Special interest rates based on the deposit amount provide opportunities to capitalize on the appeal of foreign currencies. No Exchange Fees When Purchasing Foreign Currency (Applies to Perpetual Program) Since the "No Exchange Fee Program" is automatically applied, there are no exchange fees when purchasing foreign currency (certain conditions apply). You can conduct foreign currency transactions while keeping costs down. ■ Period Wednesday, July 1, 2026 – Wednesday, September 30, 2026 ■ Ca